IBNR Reporting
Peak can help by evaluating appropriate reserves for self-insured health care plans. We can produce results by plan or in aggregate, depending on your needs. For clients with tight quarterly or year-end deadlines, we can produce trended IBNRs.
Private Equity Due Diligence
Peak has experience performing due diligence on private equity deals to ensure that the benefits program of the target company is in compliance and do not represent a significant or undue risk to the acquiring company.
Merger and Acquisition Analysis
In this highly acquisitive atmosphere, Peak can help determine the implications of merging two populations onto one health plan. We can estimate appropriate premium equivalent for self-insured plans or help to negotiate appropriate premiums for fully-insured groups.
Renewal Projections
Peak has expertise in setting self-funded premium equivalents and negotiating fair fully-insured and level funded premium with carriers. These days, carriers try to make up losses by charging unfair prices to healthy groups and unhealthy groups alike.
Self-Insured Feasibility Studies
Have a group that might be better off self-insured? Show them the proof with our Self-Insured Feasibility study. Our report compares their financial outlay under both a self-insured and a fully-insured arrangement to help your clients understand the risks and potential rewards of self-insuring their health plan.
Stop Loss Pricing
Primary carriers aren’t the only ones trying to extract their pound of flesh in this highly volatile environment. Reinsurers are showing loss ratios that are higher than ever. Partner with us to defend your clients’ pocketbook from exploitative reinsurers.
Minimum Value Attestation
Peak’s licensed Actuaries can ensure that your clients’ plans meet minimum requirements under the ACA.
Demographic Analysis
Peak’s Actuaries have developed a proprietary tool to help employer groups understand their own underlying demographic risk. By understanding this risk, we can suggest funding strategies and plan design modifications to mitigate anti-selection risk and demographic risk.
Ad Hoc Analyses
Peak is always happy to assist with one-off or exotic analyses. Our team prides itself on our creativity and our ability to solve complex benefit problems using approaches that are palatable for a broad audience.